Risk controls specialist fintech Vacatures

Over de vacature

Overview

In this role you will partner with FinTech product and tech teams to own risk identification, assessment, and remediation across processes and IT systems. You will design and operate controls in a cloud-native environment, align with SOX and regulatory requirements, and address risks from emerging technologies like AI/ML. You'll lead audits and collaborate with Security, Fraud, and governance teams to strengthen the control environment and protect business objectives. You will mentor junior risk teammates and foster a proactive risk ownership culture.

Arbeidsvoorwaarden / Benefits

• Annual paid time off
• Hybrid working with flexible arrangements
• Up to 20 days per year abroad
• Industry-leading product discounts
• wallet credit
• Genius Level 3 status

Verantwoordelijkheden

• Own risk identification and assessment across FinTech processes and IT systems; maintain risk register and remediation plans
• Design, implement and operate IT general and automated controls (ITGCs, ITACs) across cloud-native environments
• Act as SOX design authority; document and validate critical SOX controls
• Guide stakeholders from assessment to remediation, communicating findings and root causes
• Represent FinTech in internal/external audits and SOC engagements; prepare evidence and narratives
• Partner with Security and Fraud teams to translate findings into durable controls
• Assess risks from AI/ML, GenAI, and RPA; design proportionate controls per EU AI Act and internal risk framework
• Embed risk ownership and provide enablement/training to teams; mentor junior risk members

Belangrijkste vereisten

• 7+ years in internal controls, audit, risk management or compliance

• Bachelor or higher in a relevant field

• Experience leading risk assessments and financial audits in a dynamic tech environment

• Strong knowledge of IT control frameworks (COSO, COBIT, ITIL, NIST, DORA, ISO 27001) and regulatory requirements (SOX, GDPR, DMA, DSA)

• Experience applying regulations across business areas; e-money and payments regs (PSD2) is a plus

• Hands-on with DevOps and open-source tooling (GitLab, GitHub, Jenkins, Docker, Kubernetes, Terraform, Puppet)

• Familiarity with designing controls for cloud platforms (AWS; GCP a plus) and data governance; BCM and emerging tech (AI/ML, RPA)

• IT-related degree and/or professional certifications (CISA, CISM, CRISC, CISSP)

• Strong stakeholder engagement and communication; self-starter; adaptable in agile environments

• English proficiency (written and spoken); additional languages a plus

• Stakeholder engagement

• Communication

• Self-starter

• COSO

• COBIT

• ITIL

Over de vacature

Overview

In this role, you help strengthen Adyen's financial risk capability as part of the second-line Enterprise Risk team in Amsterdam. You will help build and scale the risk and credit lifecycle framework for embedded financial products, aligning internal and regulatory requirements with practical processes. You'll work cross-functionally to translate risk needs into actionable monitoring and mitigation strategies. This is a fast-moving, independence-driven role with the chance to shape risk governance in a growing fintech platform.

Verantwoordelijkheden

• Co-create and implement the risk and credit lifecycle framework for credit products, translating requirements into processes and mitigations
• Respond to and scope remediation plans for internal and supervisory items
• Support the scaling of embedded financial products (loans, bank accounts, card issuing, overdrafts)
• Perform regulatory gap analyses and weave applicable requirements into risk/reporting frameworks
• Contribute to risk policies and key deliverables (SREP, ICAAP/ILAAP, recovery planning, Pillar 3, Annual Report)
• Assist in the development of the organization's risk governance and reporting
• Engage with first-line teams to ensure risk controls are effective and understood

Belangrijkste vereisten

• 2+ years in banking, financial risk management, financial auditing or consulting with proven credit risk expertise

• Solid knowledge of prudential regulation (CRR, CRD, Basel, OCC, PRA)

• Proactive, self-driven, hands-on mentality with willingness to challenge status quo

• Desire to drive change in a dynamic fintech environment

• Strong stakeholder management and cross-functional collaboration skills

• Excellent communication and ability to simplify complex topics

• proactive mindset

• stakeholder management

• strong communication

• credit risk management

• regulatory knowledge (CRR, CRD, Basel, OCC, PRA)

• risk policy development

Over de vacature

Overview

In this role you will help manage credit, counterparty and liquidity risk across Booking's evolving business models and third-party relationships. You will partner with Finance, Legal, Product and other teams to produce risk insights, drive end-to-end processes and implement new technologies for improved risk reporting. You will work in a fast-paced environment, using data-driven analysis to inform senior leadership and steer risk-mitigated decision making. This position offers hybrid work and opportunities to grow within a dynamic treasury function that supports the company's mission to enable global experiences.

Arbeidsvoorwaarden / Benefits

• hybrid work model
• two days in-office

Verantwoordelijkheden

• Produce high-quality credit and counterparty risk assessments and reports for strategic and fintech partners, trip providers and other third parties, with clear risk-based recommendations.
• Conduct ad hoc and cyclical credit/financial analysis across counterparty portfolios, leveraging technology to quantify risk exposures.
• Monitor market developments related to Strategic & Fintech Partners and Trip providers using news and data sources.
• Maintain and enhance the Strategic Partner Database with up-to-date credit metrics, exposure and mitigation details.
• Serve as Treasury point of contact for the Initiative Review Process (IRP) and map end-to-end fund flows to assess treasury risks.
• Assess new products and initiatives from credit, counterparty and liquidity risk perspectives, quantifying exposures and recommending mitigations.
• Build strong relationships with internal stakeholders across Finance, Legal, Tax, Product and other teams.
• Partner with the data team to develop data tables, dashboards and analytical solutions; perform basic SQL queries to answer stakeholder questions.
• Improve and automate reporting processes to monitor risk exposures and maintain counterparty risk profiles using tools like Tableau, SAP S/4, etc.

Belangrijkste vereisten

• 3-5 years of relevant experience in Finance, Treasury or credit risk management

• Bachelor or Master in Finance, Statistics, Economics, Econometrics or related field

• Expertise in credit and counterparty risk management techniques and fundamentals

• Knowledge of credit risk processes and models

• Ability to work autonomously on reporting and end-to-end risk management controls

• Understanding of FX, liquidity and other risk typologies; strong problem-solving and attention to detail

• Strong written and verbal English communication and stakeholder management

• Experience with data tools; SQL knowledge and willingness to learn Python is a plus

• strong communication

• stakeholder management

• problem solving

• SQL

• S&P Capital IQ

• Bloomberg